CHARLES TRACY BARNEY, banker, born in Cleveland, Ohio, Jan. 27, 1851, is a son of the late A.H. Barney, president of the United States Express Co. Charles graduated from Williams College and then entered business life. He has been engaged in banking in New York City for many years. Mr. Barney is a careful, competent and courageous businessman, interested in diverse enterprises. Through loans of money to local builders, he has been led into real estate operations himself, one of them being the purchase of the Donnelly tract on the West Side in the city. He is director of the Safe Deposit Co., The New York Loan & Improvement Co., The Mercantile National Bank, The Hudson River Bank, and the Knickerbocker Trust Co. His clubs are the Metropolitan, Grolier, Century, Players’, Union, University, City, Colonial, Whist, Down Town, Riding, New York Athletic, New York Yacht, and Westminster Kennel.